Updated styling and fixed add row functionality

src/Budget.Api/Controllers/BudgetsController.cs

@@ -13,7 +13,7 @@ namespace Budget.Api.Controllers;
 
 [ApiController]
 [Route("api/[controller]")]
-[Authorize]
+[Authorize(Roles = "admin,user")]
 public class BudgetsController(AppDbContext db, BudgetAuthorizationService authz) : ControllerBase
 {
     private IActionResult? TryGetUserId(out string userId)

src/Budget.Api/Controllers/IncomesController.cs

@@ -13,7 +13,7 @@ namespace Budget.Api.Controllers;
 
 [ApiController]
 [Route("api/budgets/{budgetId:guid}/incomes")]
-[Authorize]
+[Authorize(Roles = "admin,user")]
 public class IncomesController(AppDbContext db, BudgetAuthorizationService authz) : ControllerBase
 {
     private IActionResult? TryGetUserId(out string userId)

src/Budget.Api/Controllers/OutgosController.cs

@@ -13,7 +13,7 @@ namespace Budget.Api.Controllers;
 
 [ApiController]
 [Route("api/budgets/{budgetId:guid}/outgos")]
-[Authorize]
+[Authorize(Roles = "admin,user")]
 public class OutgosController(AppDbContext db, BudgetAuthorizationService authz) : ControllerBase
 {
     private IActionResult? TryGetUserId(out string userId)

src/Budget.Api/Controllers/SharesController.cs

@@ -12,7 +12,7 @@ namespace Budget.Api.Controllers;
 
 [ApiController]
 [Route("api/budgets/{budgetId:guid}/shares")]
-[Authorize]
+[Authorize(Roles = "admin,user")]
 public class SharesController(AppDbContext db, BudgetAuthorizationService authz) : ControllerBase
 {
     private IActionResult? TryGetUserId(out string userId)

src/Budget.Api/Controllers/SummaryController.cs

@@ -13,7 +13,7 @@ namespace Budget.Api.Controllers;
 
 [ApiController]
 [Route("api/budgets/{budgetId:guid}/summary")]
-[Authorize]
+[Authorize(Roles = "admin,user")]
 public class SummaryController(AppDbContext db, BudgetAuthorizationService authz) : ControllerBase
 {
     private IActionResult? TryGetUserId(out string userId)

src/Budget.Api/Program.cs

@@ -87,7 +87,10 @@ builder.Services.AddRateLimiter(options =>
 
 builder.Services.AddAuthorization();
 builder.Services.AddScoped<BudgetAuthorizationService>();
-builder.Services.AddControllers();
+builder.Services.AddControllers()
+    .AddJsonOptions(opts =>
+        opts.JsonSerializerOptions.Converters.Add(
+            new System.Text.Json.Serialization.JsonStringEnumConverter()));
 builder.Services.AddHealthChecks()
     .AddDbContextCheck<AppDbContext>();
 

src/Budget.Client/src/App.css

@@ -1,184 +1 @@
-.counter {
+/* App-level overrides (intentionally minimal — see index.css for the design system) */
-  font-size: 16px;
-  padding: 5px 10px;
-  border-radius: 5px;
-  color: var(--accent);
-  background: var(--accent-bg);
-  border: 2px solid transparent;
-  transition: border-color 0.3s;
-  margin-bottom: 24px;
-
-  &:hover {
-    border-color: var(--accent-border);
-  }
-  &:focus-visible {
-    outline: 2px solid var(--accent);
-    outline-offset: 2px;
-  }
-}
-
-.hero {
-  position: relative;
-
-  .base,
-  .framework,
-  .vite {
-    inset-inline: 0;
-    margin: 0 auto;
-  }
-
-  .base {
-    width: 170px;
-    position: relative;
-    z-index: 0;
-  }
-
-  .framework,
-  .vite {
-    position: absolute;
-  }
-
-  .framework {
-    z-index: 1;
-    top: 34px;
-    height: 28px;
-    transform: perspective(2000px) rotateZ(300deg) rotateX(44deg) rotateY(39deg)
-      scale(1.4);
-  }
-
-  .vite {
-    z-index: 0;
-    top: 107px;
-    height: 26px;
-    width: auto;
-    transform: perspective(2000px) rotateZ(300deg) rotateX(40deg) rotateY(39deg)
-      scale(0.8);
-  }
-}
-
-#center {
-  display: flex;
-  flex-direction: column;
-  gap: 25px;
-  place-content: center;
-  place-items: center;
-  flex-grow: 1;
-
-  @media (max-width: 1024px) {
-    padding: 32px 20px 24px;
-    gap: 18px;
-  }
-}
-
-#next-steps {
-  display: flex;
-  border-top: 1px solid var(--border);
-  text-align: left;
-
-  & > div {
-    flex: 1 1 0;
-    padding: 32px;
-    @media (max-width: 1024px) {
-      padding: 24px 20px;
-    }
-  }
-
-  .icon {
-    margin-bottom: 16px;
-    width: 22px;
-    height: 22px;
-  }
-
-  @media (max-width: 1024px) {
-    flex-direction: column;
-    text-align: center;
-  }
-}
-
-#docs {
-  border-right: 1px solid var(--border);
-
-  @media (max-width: 1024px) {
-    border-right: none;
-    border-bottom: 1px solid var(--border);
-  }
-}
-
-#next-steps ul {
-  list-style: none;
-  padding: 0;
-  display: flex;
-  gap: 8px;
-  margin: 32px 0 0;
-
-  .logo {
-    height: 18px;
-  }
-
-  a {
-    color: var(--text-h);
-    font-size: 16px;
-    border-radius: 6px;
-    background: var(--social-bg);
-    display: flex;
-    padding: 6px 12px;
-    align-items: center;
-    gap: 8px;
-    text-decoration: none;
-    transition: box-shadow 0.3s;
-
-    &:hover {
-      box-shadow: var(--shadow);
-    }
-    .button-icon {
-      height: 18px;
-      width: 18px;
-    }
-  }
-
-  @media (max-width: 1024px) {
-    margin-top: 20px;
-    flex-wrap: wrap;
-    justify-content: center;
-
-    li {
-      flex: 1 1 calc(50% - 8px);
-    }
-
-    a {
-      width: 100%;
-      justify-content: center;
-      box-sizing: border-box;
-    }
-  }
-}
-
-#spacer {
-  height: 88px;
-  border-top: 1px solid var(--border);
-  @media (max-width: 1024px) {
-    height: 48px;
-  }
-}
-
-.ticks {
-  position: relative;
-  width: 100%;
-
-  &::before,
-  &::after {
-    content: '';
-    position: absolute;
-    top: -4.5px;
-    border: 5px solid transparent;
-  }
-
-  &::before {
-    left: 0;
-    border-left-color: var(--border);
-  }
-  &::after {
-    right: 0;
-    border-right-color: var(--border);
-  }
-}

src/Budget.Client/src/App.tsx

@@ -8,6 +8,7 @@ import { AuthGuard } from './auth/AuthGuard';
 import { ErrorBoundary } from './components/ErrorBoundary';
 import { ToastProvider } from './components/Toast';
 import { QueryToastBridge } from './components/QueryToastBridge';
+import { Layout } from './components/Layout';
 import { CallbackPage } from './pages/CallbackPage';
 import { BudgetsPage } from './pages/BudgetsPage';
 import { IncomePage } from './pages/IncomePage';
@@ -17,7 +18,7 @@ import { SettingsPage } from './pages/SettingsPage';
 
 const onSigninCallback = () => {
   if (!window.location.search.includes('error')) {
-    window.history.replaceState({}, '', '/');
+    window.location.replace('/');
   }
 };
 
@@ -30,6 +31,7 @@ function App() {
           <AuthProvider {...authConfig} onSigninCallback={onSigninCallback}>
             <TokenSync />
             <BrowserRouter>
+              <Layout>
                 <Routes>
                   <Route path="/" element={<Navigate to="/budgets" replace />} />
                   <Route path="/callback" element={<CallbackPage />} />
@@ -39,6 +41,7 @@ function App() {
                   <Route path="/budgets/:id/summary" element={<AuthGuard><SummaryPage /></AuthGuard>} />
                   <Route path="/budgets/:id/settings" element={<AuthGuard><SettingsPage /></AuthGuard>} />
                 </Routes>
+              </Layout>
             </BrowserRouter>
           </AuthProvider>
         </ToastProvider>

src/Budget.Client/src/auth/AuthGuard.tsx

@@ -4,11 +4,21 @@ import { useAuth } from 'react-oidc-context';
 export function AuthGuard({ children }: { children: ReactNode }) {
   const auth = useAuth();
 
-  if (auth.isLoading) return <div>Loading...</div>;
+  if (auth.isLoading) {
+    return <div className="loading-text">Loading…</div>;
+  }
 
   if (!auth.isAuthenticated) {
-    auth.signinRedirect();
+    return (
-    return null;
+      <div className="auth-landing">
+        <div className="auth-landing-icon" aria-hidden="true">💰</div>
+        <h1>Budget</h1>
+        <p>Sign in to view and manage your personal budgets.</p>
+        <button className="btn btn-primary" onClick={() => auth.signinRedirect()}>
+          Sign In
+        </button>
+      </div>
+    );
   }
 
   return <>{children}</>;

src/Budget.Client/src/components/BudgetNav.tsx

@@ -1,14 +1,45 @@
-import { NavLink, useParams } from 'react-router-dom';
+import { NavLink, Link, useParams } from 'react-router-dom';
+import { useBudget } from '../api/budgets';
 
 export function BudgetNav() {
   const { id } = useParams<{ id: string }>();
   const base = `/budgets/${id}`;
+  const { data: budget } = useBudget(id!);
+
   return (
-    <nav style={{ display: 'flex', gap: '1rem', marginBottom: '1rem' }}>
+    <div>
-      <NavLink to={`${base}/income`}>Income</NavLink>
+      <div className="budget-nav-header">
-      <NavLink to={`${base}/outgo`}>Outgo</NavLink>
+        <Link to="/budgets" className="back-link">
-      <NavLink to={`${base}/summary`}>Summary</NavLink>
+          ← My Budgets
-      <NavLink to={`${base}/settings`}>Settings</NavLink>
+        </Link>
+        {budget && <span className="budget-nav-title">{budget.name}</span>}
+      </div>
+      <nav className="nav-tabs">
+        <NavLink
+          to={`${base}/income`}
+          className={({ isActive }) => `nav-tab${isActive ? ' active' : ''}`}
+        >
+          Income
+        </NavLink>
+        <NavLink
+          to={`${base}/outgo`}
+          className={({ isActive }) => `nav-tab${isActive ? ' active' : ''}`}
+        >
+          Outgo
+        </NavLink>
+        <NavLink
+          to={`${base}/summary`}
+          className={({ isActive }) => `nav-tab${isActive ? ' active' : ''}`}
+        >
+          Summary
+        </NavLink>
+        <NavLink
+          to={`${base}/settings`}
+          className={({ isActive }) => `nav-tab${isActive ? ' active' : ''}`}
+        >
+          Settings
+        </NavLink>
       </nav>
+    </div>
   );
 }

src/Budget.Client/src/components/Header.tsx

@@ -0,0 +1,38 @@
+import { Link } from 'react-router-dom';
+import { useAuth } from 'react-oidc-context';
+
+export function Header() {
+  const auth = useAuth();
+  const name = auth.user?.profile?.name ?? auth.user?.profile?.email;
+
+  return (
+    <header className="app-header">
+      <div className="header-inner">
+        <Link to="/budgets" className="header-brand">
+          <span aria-hidden="true">💰</span>
+          Budget
+        </Link>
+        <div className="header-actions">
+          {auth.isAuthenticated ? (
+            <>
+              {name && <span className="header-username">{name}</span>}
+              <button
+                className="btn btn-ghost btn-sm"
+                onClick={() => auth.signoutRedirect()}
+              >
+                Logout
+              </button>
+            </>
+          ) : (
+            <button
+              className="btn btn-ghost btn-sm"
+              onClick={() => auth.signinRedirect()}
+            >
+              Login
+            </button>
+          )}
+        </div>
+      </div>
+    </header>
+  );
+}

src/Budget.Client/src/components/Layout.tsx

@@ -0,0 +1,11 @@
+import type { ReactNode } from 'react';
+import { Header } from './Header';
+
+export function Layout({ children }: { children: ReactNode }) {
+  return (
+    <>
+      <Header />
+      <div className="page-wrapper">{children}</div>
+    </>
+  );
+}

src/Budget.Client/src/components/LoadingSkeleton.tsx

@@ -2,25 +2,26 @@ interface Props { rows?: number; cols?: number; }
 
 export function LoadingSkeleton({ rows = 5, cols = 4 }: Props) {
   return (
+    <div className="table-wrapper">
       <table>
         <tbody>
           {Array.from({ length: rows }).map((_, r) => (
             <tr key={r}>
               {Array.from({ length: cols }).map((_, c) => (
                 <td key={c}>
-                <div style={{
+                  <div
+                    className="skeleton"
+                    style={{
                       height: '1em',
-                  background: 'linear-gradient(90deg, #e5e7eb 25%, #f3f4f6 50%, #e5e7eb 75%)',
+                      width: `${60 + (r * 7 + c * 13) % 30}%`,
-                  backgroundSize: '200% 100%',
+                    }}
-                  animation: 'shimmer 1.5s infinite',
+                  />
-                  borderRadius: '4px',
-                  width: `${60 + Math.random() * 30}%`,
-                }} />
                 </td>
               ))}
             </tr>
           ))}
         </tbody>
       </table>
+    </div>
   );
 }

src/Budget.Client/src/index.css

@@ -1,111 +1,540 @@
 :root {
-  --text: #6b6375;
+  /* Green palette */
-  --text-h: #08060d;
+  --green-950: #052e16;
-  --bg: #fff;
+  --green-900: #14532d;
-  --border: #e5e4e7;
+  --green-800: #166534;
-  --code-bg: #f4f3ec;
+  --green-700: #15803d;
-  --accent: #aa3bff;
+  --green-600: #16a34a;
-  --accent-bg: rgba(170, 59, 255, 0.1);
+  --green-500: #22c55e;
-  --accent-border: rgba(170, 59, 255, 0.5);
+  --green-300: #86efac;
-  --social-bg: rgba(244, 243, 236, 0.5);
+  --green-200: #bbf7d0;
-  --shadow:
+  --green-100: #dcfce7;
-    rgba(0, 0, 0, 0.1) 0 10px 15px -3px, rgba(0, 0, 0, 0.05) 0 4px 6px -2px;
+  --green-50:  #f0fdf4;
 
-  --sans: system-ui, 'Segoe UI', Roboto, sans-serif;
+  --red-600: #dc2626;
-  --heading: system-ui, 'Segoe UI', Roboto, sans-serif;
+  --red-100: #fee2e2;
-  --mono: ui-monospace, Consolas, monospace;
+  --red-50:  #fef2f2;
 
-  font: 18px/145% var(--sans);
+  --amber-100: #fef3c7;
-  letter-spacing: 0.18px;
+
-  color-scheme: light dark;
+  /* Semantic tokens */
-  color: var(--text);
+  --color-primary:       var(--green-700);
-  background: var(--bg);
+  --color-primary-hover: var(--green-800);
-  font-synthesis: none;
+  --color-primary-light: var(--green-50);
-  text-rendering: optimizeLegibility;
+  --color-accent:        var(--green-600);
+
+  --color-text:       #1a1a1a;
+  --color-text-muted: #6b7280;
+  --color-text-faint: #9ca3af;
+  --color-heading:    #111827;
+
+  --color-bg:        #ffffff;
+  --color-bg-subtle: #f9fafb;
+  --color-bg-muted:  #f3f4f6;
+
+  --color-border:      #e5e7eb;
+  --color-border-dark: #d1d5db;
+
+  --color-header-bg:   var(--green-900);
+  --color-header-text: #ffffff;
+
+  --color-positive: var(--green-700);
+  --color-negative: var(--red-600);
+
+  /* Typography */
+  --font-sans: system-ui, 'Segoe UI', Roboto, sans-serif;
+  --font-mono: ui-monospace, 'Cascadia Code', Consolas, monospace;
+
+  /* Shape */
+  --radius-sm: 4px;
+  --radius:    6px;
+  --radius-lg: 10px;
+
+  --shadow-sm: 0 1px 2px rgba(0, 0, 0, 0.05);
+  --shadow:    0 1px 3px rgba(0, 0, 0, 0.10), 0 1px 2px rgba(0, 0, 0, 0.06);
+  --shadow-md: 0 4px 6px rgba(0, 0, 0, 0.07), 0 2px 4px rgba(0, 0, 0, 0.06);
+
+  font-family: var(--font-sans);
+  font-size: 15px;
+  line-height: 1.5;
+  color: var(--color-text);
+  background: var(--color-bg);
   -webkit-font-smoothing: antialiased;
   -moz-osx-font-smoothing: grayscale;
-
-  @media (max-width: 1024px) {
-    font-size: 16px;
-  }
 }
 
-@media (prefers-color-scheme: dark) {
+*, *::before, *::after { box-sizing: border-box; }
-  :root {
-    --text: #9ca3af;
-    --text-h: #f3f4f6;
-    --bg: #16171d;
-    --border: #2e303a;
-    --code-bg: #1f2028;
-    --accent: #c084fc;
-    --accent-bg: rgba(192, 132, 252, 0.15);
-    --accent-border: rgba(192, 132, 252, 0.5);
-    --social-bg: rgba(47, 48, 58, 0.5);
-    --shadow:
-      rgba(0, 0, 0, 0.4) 0 10px 15px -3px, rgba(0, 0, 0, 0.25) 0 4px 6px -2px;
-  }
-
-  #social .button-icon {
-    filter: invert(1) brightness(2);
-  }
-}
-
-#root {
-  width: 1126px;
-  max-width: 100%;
-  margin: 0 auto;
-  text-align: center;
-  border-inline: 1px solid var(--border);
-  min-height: 100svh;
-  display: flex;
-  flex-direction: column;
-  box-sizing: border-box;
-}
 
 body {
   margin: 0;
+  background: var(--color-bg-subtle);
 }
 
-h1,
+#root {
-h2 {
+  min-height: 100svh;
-  font-family: var(--heading);
+  display: flex;
-  font-weight: 500;
+  flex-direction: column;
-  color: var(--text-h);
 }
 
-h1 {
+/* ---- Typography ---- */
-  font-size: 56px;
+h1, h2, h3, h4 {
-  letter-spacing: -1.68px;
-  margin: 32px 0;
-  @media (max-width: 1024px) {
-    font-size: 36px;
-    margin: 20px 0;
-  }
-}
-h2 {
-  font-size: 24px;
-  line-height: 118%;
-  letter-spacing: -0.24px;
-  margin: 0 0 8px;
-  @media (max-width: 1024px) {
-    font-size: 20px;
-  }
-}
-p {
   margin: 0;
+  font-weight: 600;
+  color: var(--color-heading);
+  line-height: 1.25;
+}
+h1 { font-size: 1.75rem; margin-bottom: 1.25rem; }
+h2 { font-size: 1.2rem;  margin-bottom: 0.75rem; }
+h3 { font-size: 1rem; }
+p  { margin: 0; }
+
+a {
+  color: var(--color-primary);
+  text-decoration: none;
+}
+a:hover {
+  color: var(--color-primary-hover);
+  text-decoration: underline;
 }
 
-code,
+/* ---- Header ---- */
-.counter {
+.app-header {
-  font-family: var(--mono);
+  background: var(--color-header-bg);
+  color: var(--color-header-text);
+  box-shadow: 0 2px 4px rgba(0, 0, 0, 0.25);
+  position: sticky;
+  top: 0;
+  z-index: 100;
+}
+
+.header-inner {
+  max-width: 1400px;
+  margin: 0 auto;
+  padding: 0 1.5rem;
+  height: 56px;
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  gap: 1rem;
+}
+
+.header-brand {
+  display: flex;
+  align-items: center;
+  gap: 0.5rem;
+  color: #ffffff;
+  text-decoration: none;
+  font-size: 1.15rem;
+  font-weight: 700;
+  letter-spacing: -0.02em;
+}
+.header-brand:hover { color: var(--green-200); text-decoration: none; }
+
+.header-actions {
+  display: flex;
+  align-items: center;
+  gap: 0.75rem;
+}
+
+.header-username {
+  font-size: 0.875rem;
+  color: var(--green-200);
+}
+
+/* ---- Page layout ---- */
+.page-wrapper {
+  max-width: 1400px;
+  margin: 0 auto;
+  padding: 1.5rem;
+  width: 100%;
+  flex: 1;
+}
+
+/* ---- Buttons ---- */
+.btn {
   display: inline-flex;
-  border-radius: 4px;
+  align-items: center;
-  color: var(--text-h);
+  gap: 0.375rem;
+  padding: 0.4rem 0.875rem;
+  border-radius: var(--radius);
+  font-size: 0.875rem;
+  font-weight: 500;
+  font-family: inherit;
+  cursor: pointer;
+  border: 1px solid transparent;
+  line-height: 1.5;
+  white-space: nowrap;
+  text-decoration: none;
+  transition: background 0.15s, border-color 0.15s, color 0.15s;
+}
+.btn:focus-visible {
+  outline: 2px solid var(--color-accent);
+  outline-offset: 2px;
+}
+.btn:disabled { opacity: 0.5; cursor: not-allowed; }
+
+.btn-primary {
+  background: var(--color-primary);
+  color: #ffffff;
+  border-color: var(--color-primary);
+}
+.btn-primary:hover:not(:disabled) {
+  background: var(--color-primary-hover);
+  border-color: var(--color-primary-hover);
+  color: #ffffff;
+  text-decoration: none;
 }
 
-code {
+.btn-secondary {
-  font-size: 15px;
+  background: #ffffff;
-  line-height: 135%;
+  color: var(--color-primary);
-  padding: 4px 8px;
+  border-color: var(--color-border-dark);
-  background: var(--code-bg);
+}
+.btn-secondary:hover:not(:disabled) {
+  background: var(--color-primary-light);
+  border-color: var(--color-primary);
+  color: var(--color-primary);
+  text-decoration: none;
+}
+
+.btn-danger {
+  background: #ffffff;
+  color: var(--color-negative);
+  border-color: #fca5a5;
+}
+.btn-danger:hover:not(:disabled) {
+  background: var(--red-50);
+  border-color: var(--color-negative);
+  text-decoration: none;
+}
+
+.btn-ghost {
+  background: transparent;
+  color: var(--color-header-text);
+  border-color: rgba(255, 255, 255, 0.3);
+}
+.btn-ghost:hover:not(:disabled) {
+  background: rgba(255, 255, 255, 0.1);
+  text-decoration: none;
+  color: #ffffff;
+}
+
+.btn-sm {
+  padding: 0.25rem 0.625rem;
+  font-size: 0.8125rem;
+}
+
+.btn-icon {
+  padding: 0.25rem 0.4rem;
+}
+
+/* ---- Forms ---- */
+input[type="text"],
+input[type="number"],
+input[type="email"],
+input[type="password"],
+input:not([type]),
+select,
+textarea {
+  font-family: inherit;
+  font-size: 0.875rem;
+  padding: 0.375rem 0.625rem;
+  border: 1px solid var(--color-border-dark);
+  border-radius: var(--radius);
+  background: #ffffff;
+  color: var(--color-text);
+  line-height: 1.5;
+  transition: border-color 0.15s, box-shadow 0.15s;
+  outline: none;
+}
+input[type="number"] { width: auto; }
+input:focus, select:focus, textarea:focus {
+  border-color: var(--color-accent);
+  box-shadow: 0 0 0 3px rgba(22, 163, 74, 0.15);
+}
+
+label {
+  font-size: 0.875rem;
+  font-weight: 500;
+  color: var(--color-text);
+}
+
+.field-error {
+  color: var(--color-negative);
+  font-size: 0.8125rem;
+  margin-top: 0.2rem;
+  display: block;
+}
+
+.form-row {
+  display: flex;
+  gap: 0.5rem;
+  align-items: flex-start;
+}
+
+.form-field {
+  display: flex;
+  flex-direction: column;
+  gap: 0.25rem;
+}
+
+/* ---- Tables ---- */
+.table-wrapper {
+  overflow-x: auto;
+  border-radius: var(--radius-lg);
+  border: 1px solid var(--color-border);
+  box-shadow: var(--shadow-sm);
+  background: #ffffff;
+  margin-bottom: 1rem;
+}
+
+table {
+  border-collapse: collapse;
+  width: 100%;
+  font-size: 0.875rem;
+}
+
+thead {
+  background: var(--green-50);
+  border-bottom: 2px solid var(--green-200);
+}
+
+thead th {
+  padding: 0.625rem 0.875rem;
+  text-align: left;
+  font-weight: 600;
+  color: var(--green-800);
+  white-space: nowrap;
+  font-size: 0.8rem;
+  text-transform: uppercase;
+  letter-spacing: 0.04em;
+}
+
+tbody tr {
+  border-bottom: 1px solid var(--color-border);
+  transition: background 0.1s;
+}
+tbody tr:last-child { border-bottom: none; }
+tbody tr:hover { background: var(--green-50); }
+
+td {
+  padding: 0.5rem 0.875rem;
+  color: var(--color-text);
+  vertical-align: middle;
+}
+
+.col-money { text-align: right; font-family: var(--font-mono); font-size: 0.8125rem; }
+.col-pct   { text-align: right; font-size: 0.8125rem; }
+.col-drag  { width: 32px; color: var(--color-text-faint); cursor: grab; user-select: none; }
+.col-drag:active { cursor: grabbing; }
+.col-actions { width: 1%; white-space: nowrap; }
+
+/* Inline edit inputs inside tables */
+td input[type="text"], td input:not([type]) {
+  min-width: 100px;
+  width: 100%;
+}
+td input[type="number"] { min-width: 80px; }
+td select { min-width: 80px; }
+
+/* ---- Budget nav tabs ---- */
+.budget-nav-header {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  margin-bottom: 0.5rem;
+  flex-wrap: wrap;
+  gap: 0.5rem;
+}
+
+.budget-nav-title {
+  font-size: 1rem;
+  font-weight: 600;
+  color: var(--color-heading);
+}
+
+.back-link {
+  font-size: 0.8125rem;
+  color: var(--color-text-muted);
+  display: inline-flex;
+  align-items: center;
+  gap: 0.2rem;
+}
+.back-link:hover { color: var(--color-primary); text-decoration: none; }
+
+.nav-tabs {
+  display: flex;
+  gap: 0;
+  border-bottom: 2px solid var(--color-border);
+  margin-bottom: 1.5rem;
+}
+
+.nav-tab {
+  padding: 0.5rem 1rem;
+  font-size: 0.875rem;
+  font-weight: 500;
+  color: var(--color-text-muted);
+  text-decoration: none;
+  border-bottom: 2px solid transparent;
+  margin-bottom: -2px;
+  transition: color 0.15s, border-color 0.15s;
+  white-space: nowrap;
+}
+.nav-tab:hover { color: var(--color-primary); text-decoration: none; }
+.nav-tab.active {
+  color: var(--color-primary);
+  border-bottom-color: var(--color-primary);
+}
+
+/* ---- Cards / Sections ---- */
+.card {
+  background: #ffffff;
+  border: 1px solid var(--color-border);
+  border-radius: var(--radius-lg);
+  padding: 1.25rem;
+  box-shadow: var(--shadow-sm);
+  margin-bottom: 1.5rem;
+}
+
+.section-title {
+  font-size: 1rem;
+  font-weight: 600;
+  color: var(--color-heading);
+  margin-bottom: 0.875rem;
+  padding-bottom: 0.5rem;
+  border-bottom: 1px solid var(--color-border);
+}
+
+/* ---- Budget list ---- */
+.budget-list {
+  list-style: none;
+  margin: 0 0 1.5rem;
+  padding: 0;
+  display: flex;
+  flex-direction: column;
+  gap: 0.5rem;
+}
+
+.budget-list-item {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  padding: 0.875rem 1.125rem;
+  background: #ffffff;
+  border: 1px solid var(--color-border);
+  border-radius: var(--radius-lg);
+  box-shadow: var(--shadow-sm);
+  cursor: pointer;
+  transition: border-color 0.15s, box-shadow 0.15s;
+  width: 100%;
+  font-family: inherit;
+  text-align: left;
+}
+.budget-list-item:hover {
+  border-color: var(--green-300);
+  box-shadow: var(--shadow-md);
+}
+
+.budget-list-item-name {
+  font-weight: 500;
+  color: var(--color-heading);
+  font-size: 0.9375rem;
+}
+
+.budget-list-arrow {
+  color: var(--color-text-faint);
+  font-size: 1rem;
+}
+
+/* ---- Type badges ---- */
+.badge {
+  display: inline-flex;
+  align-items: center;
+  padding: 0.1rem 0.5rem;
+  border-radius: 9999px;
+  font-size: 0.75rem;
+  font-weight: 600;
+  text-transform: uppercase;
+  letter-spacing: 0.04em;
+}
+.badge-need { background: var(--amber-100);  color: #92400e; }
+.badge-want { background: #ede9fe;           color: #5b21b6; }
+.badge-save { background: var(--green-100);  color: var(--green-800); }
+
+/* ---- Auth landing ---- */
+.auth-landing {
+  flex: 1;
+  display: flex;
+  flex-direction: column;
+  align-items: center;
+  justify-content: center;
+  text-align: center;
+  padding: 4rem 1.5rem;
+  gap: 1.25rem;
+}
+.auth-landing-icon { font-size: 3.5rem; }
+.auth-landing h1 {
+  font-size: 2.25rem;
+  color: var(--green-900);
+  margin-bottom: 0;
+}
+.auth-landing p {
+  color: var(--color-text-muted);
+  font-size: 1rem;
+  max-width: 380px;
+}
+
+/* ---- Loading ---- */
+.loading-text {
+  color: var(--color-text-muted);
+  font-size: 0.875rem;
+  padding: 2rem;
+  text-align: center;
+}
+
+/* ---- Skeleton animation ---- */
+@keyframes shimmer {
+  0%   { background-position: 200% 0; }
+  100% { background-position: -200% 0; }
+}
+
+/* ---- Summary table ---- */
+.summary-stats {
+  display: flex;
+  gap: 1.5rem;
+  margin-bottom: 1.5rem;
+  flex-wrap: wrap;
+}
+
+.summary-stat {
+  background: #ffffff;
+  border: 1px solid var(--color-border);
+  border-radius: var(--radius-lg);
+  padding: 1rem 1.25rem;
+  min-width: 160px;
+  box-shadow: var(--shadow-sm);
+}
+
+.summary-stat-label {
+  font-size: 0.8rem;
+  font-weight: 500;
+  text-transform: uppercase;
+  letter-spacing: 0.05em;
+  color: var(--color-text-muted);
+  margin-bottom: 0.25rem;
+}
+
+.summary-stat-value {
+  font-size: 1.4rem;
+  font-weight: 700;
+  color: var(--color-positive);
+  font-family: var(--font-mono);
+}
+
+/* ---- Responsive ---- */
+@media (max-width: 768px) {
+  .page-wrapper { padding: 1rem; }
+  .header-inner { padding: 0 1rem; }
+  h1 { font-size: 1.4rem; margin-bottom: 1rem; }
+  .nav-tab { padding: 0.5rem 0.625rem; font-size: 0.8125rem; }
 }

src/Budget.Client/src/pages/BudgetsPage.tsx

@@ -22,25 +22,40 @@ export function BudgetsPage() {
   return (
     <div>
       <h1>My Budgets</h1>
-      {budgets.length === 0 && <p>No budgets yet. Create one below.</p>}
+
-      <ul>
+      {budgets.length === 0 ? (
+        <div className="empty-state" style={{ padding: '2rem 0' }}>
+          <p style={{ color: 'var(--color-text-muted)' }}>No budgets yet. Create one below to get started.</p>
+        </div>
+      ) : (
+        <ul className="budget-list">
           {budgets.map(b => (
             <li key={b.id}>
-            <button onClick={() => navigate(`/budgets/${b.id}/income`)}>
+              <button
-              {b.name}
+                className="budget-list-item"
+                onClick={() => navigate(`/budgets/${b.id}/income`)}
+              >
+                <span className="budget-list-item-name">{b.name}</span>
+                <span className="budget-list-arrow">→</span>
               </button>
             </li>
           ))}
         </ul>
-      <form onSubmit={handleSubmit(onSubmit)} style={{ marginTop: '1rem' }}>
+      )}
-        <div style={{ display: 'flex', gap: '8px', alignItems: 'flex-start' }}>
+
-          <div>
+      <div className="card" style={{ maxWidth: '400px' }}>
-            <input placeholder="Budget name" {...register('name')} />
+        <div className="section-title">New Budget</div>
-            {errors.name && <span style={{ color: 'red', display: 'block', fontSize: '0.85rem' }}>{errors.name.message}</span>}
+        <form onSubmit={handleSubmit(onSubmit)}>
-          </div>
+          <div className="form-field" style={{ marginBottom: '0.75rem' }}>
-          <button type="submit" disabled={isSubmitting || createBudget.isPending}>Create</button>
+            <label htmlFor="budget-name">Budget name</label>
+            <input id="budget-name" placeholder="e.g. 2025 Annual Budget" {...register('name')} />
+            {errors.name && <span className="field-error">{errors.name.message}</span>}
           </div>
+          <button type="submit" className="btn btn-primary" disabled={isSubmitting || createBudget.isPending}>
+            Create Budget
+          </button>
         </form>
       </div>
+    </div>
   );
 }

src/Budget.Client/src/pages/CallbackPage.tsx

@@ -7,12 +7,12 @@ export function CallbackPage() {
 
   if (error) {
     return (
-      <div>
+      <div className="auth-landing">
         <h2>Sign-in failed</h2>
-        <p>{errorDescription ?? error}</p>
+        <p style={{ color: 'var(--color-negative)' }}>{errorDescription ?? error}</p>
       </div>
     );
   }
 
-  return <div>Signing in...</div>;
+  return <div className="loading-text">Signing in…</div>;
 }

src/Budget.Client/src/pages/IncomePage.tsx

@@ -24,7 +24,89 @@ import { MoneyDisplay } from '../components/MoneyDisplay';
 import { BudgetNav } from '../components/BudgetNav';
 import { useIncomes, useCreateIncome, useUpdateIncome, useDeleteIncome, useReorderIncomes } from '../api/incomes';
 import { createIncomeSchema, type CreateIncomeInput } from '../schemas/index';
+import { toMonthly, toAnnually } from '../utils/frequency';
 
+const fmt = new Intl.NumberFormat('en-US', { style: 'currency', currency: 'USD' });
+
+// ---- New row form (inline at bottom of table) ----
+function NewIncomeRow({
+  onAdd,
+  onCancel,
+  isPending,
+}: {
+  onAdd: (data: CreateIncomeInput) => Promise<void>;
+  onCancel: () => void;
+  isPending: boolean;
+}) {
+  const { register, handleSubmit, control, watch, setFocus, formState: { errors, isSubmitting } } = useForm<CreateIncomeInput>({
+    resolver: zodResolver(createIncomeSchema),
+    defaultValues: { name: '', frequency: 'Monthly', amount: '' as unknown as number },
+  });
+
+  useEffect(() => { setFocus('name'); }, [setFocus]);
+
+  const watchedAmount = watch('amount');
+  const watchedFrequency = watch('frequency');
+  const preview = Number.isFinite(watchedAmount) && watchedAmount > 0
+    ? { monthly: toMonthly(watchedAmount, watchedFrequency), annually: toAnnually(watchedAmount, watchedFrequency) }
+    : null;
+
+  const onKeyDown = (e: React.KeyboardEvent) => {
+    if (e.key === 'Escape') onCancel();
+  };
+
+  return (
+    <tr onKeyDown={onKeyDown} style={{ background: 'var(--green-50)', outline: '2px solid var(--green-300)', outlineOffset: '-1px' }}>
+      <td className="col-drag" />
+      <td>
+        <input placeholder="Name" {...register('name')} />
+        {errors.name && <span className="field-error">{errors.name.message}</span>}
+      </td>
+      <td>
+        <Controller
+          control={control}
+          name="frequency"
+          render={({ field }) => (
+            <FrequencySelect value={field.value} onChange={field.onChange} />
+          )}
+        />
+      </td>
+      <td>
+        <input
+          type="number"
+          step="0.01"
+          min="0.01"
+          placeholder="0.00"
+          style={{ width: '100px' }}
+          {...register('amount', { valueAsNumber: true })}
+        />
+        {errors.amount && <span className="field-error">{errors.amount.message}</span>}
+      </td>
+      <td className="col-money" style={{ color: preview ? 'var(--color-positive)' : 'var(--color-text-faint)' }}>
+        {preview ? fmt.format(preview.monthly) : '—'}
+      </td>
+      <td className="col-money" style={{ color: preview ? 'var(--color-positive)' : 'var(--color-text-faint)' }}>
+        {preview ? fmt.format(preview.annually) : '—'}
+      </td>
+      <td className="col-actions">
+        <div style={{ display: 'flex', gap: '4px' }}>
+          <button
+            className="btn btn-primary btn-sm"
+            onClick={handleSubmit(onAdd)}
+            disabled={isSubmitting || isPending}
+          >
+            Add
+          </button>
+          <button className="btn btn-secondary btn-sm" onClick={onCancel}>
+            Cancel
+          </button>
+        </div>
+      </td>
+    </tr>
+  );
+}
+
+// ---- Existing row (edit in place) ----
 function SortableRow({
   income,
   onSave,
@@ -58,10 +140,10 @@ function SortableRow({
   if (editing) {
     return (
       <tr ref={setNodeRef} style={style}>
-        <td>⠿</td>
+        <td className="col-drag">⠿</td>
         <td>
           <input {...register('name')} />
-          {errors.name && <span style={{ color: 'red', fontSize: '0.8rem' }}>{errors.name.message}</span>}
+          {errors.name && <span className="field-error">{errors.name.message}</span>}
         </td>
         <td>
           <Controller
@@ -74,13 +156,15 @@ function SortableRow({
         </td>
         <td>
           <input type="number" step="0.01" {...register('amount', { valueAsNumber: true })} />
-          {errors.amount && <span style={{ color: 'red', fontSize: '0.8rem' }}>{errors.amount.message}</span>}
+          {errors.amount && <span className="field-error">{errors.amount.message}</span>}
         </td>
-        <td></td>
+        <td className="col-money">—</td>
-        <td></td>
+        <td className="col-money">—</td>
-        <td>
+        <td className="col-actions">
-          <button onClick={handleSubmit(onSubmit)} disabled={isSubmitting}>Save</button>
+          <div style={{ display: 'flex', gap: '4px' }}>
-          <button onClick={cancel}>Cancel</button>
+            <button className="btn btn-primary btn-sm" onClick={handleSubmit(onSubmit)} disabled={isSubmitting}>Save</button>
+            <button className="btn btn-secondary btn-sm" onClick={cancel}>Cancel</button>
+          </div>
         </td>
       </tr>
     );
@@ -88,20 +172,24 @@ function SortableRow({
 
   return (
     <tr ref={setNodeRef} style={style}>
-      <td {...attributes} {...listeners} style={{ cursor: 'grab' }}>⠿</td>
+      <td className="col-drag" {...attributes} {...listeners}>⠿</td>
-      <td onClick={startEdit}>{income.name}</td>
+      <td onClick={startEdit} style={{ cursor: 'pointer' }}>{income.name}</td>
-      <td onClick={startEdit}>{income.frequency}</td>
+      <td onClick={startEdit} style={{ cursor: 'pointer' }}>{income.frequency}</td>
-      <td onClick={startEdit}><MoneyDisplay value={income.amount} /></td>
+      <td className="col-money" onClick={startEdit} style={{ cursor: 'pointer' }}><MoneyDisplay value={income.amount} /></td>
-      <td><MoneyDisplay value={income.monthly} /></td>
+      <td className="col-money"><MoneyDisplay value={income.monthly} /></td>
-      <td><MoneyDisplay value={income.annually} /></td>
+      <td className="col-money"><MoneyDisplay value={income.annually} /></td>
-      <td><button onClick={() => onDelete(income.id)}>Delete</button></td>
+      <td className="col-actions">
+        <button className="btn btn-danger btn-sm" onClick={() => onDelete(income.id)}>Delete</button>
+      </td>
     </tr>
   );
 }
 
+// ---- Page ----
 export function IncomePage() {
   const { id: budgetId } = useParams<{ id: string }>();
   const sensors = useSensors(useSensor(PointerSensor));
+  const [addingRow, setAddingRow] = useState(false);
 
   const { data: incomes = [], isLoading } = useIncomes(budgetId!);
   const [displayItems, setDisplayItems] = useState<IncomeDto[]>([]);
@@ -121,8 +209,9 @@ export function IncomePage() {
     deleteIncome.mutate(id);
   };
 
-  const handleAdd = () => {
+  const handleAdd = async (data: CreateIncomeInput) => {
-    createIncome.mutate({ name: 'New Income', frequency: 'Monthly', amount: 0 });
+    await createIncome.mutateAsync(data);
+    setAddingRow(false);
   };
 
   const handleDragEnd = (event: DragEndEvent) => {
@@ -141,15 +230,16 @@ export function IncomePage() {
     <div>
       <BudgetNav />
       <h1>Income</h1>
+      <div className="table-wrapper">
         <table>
           <thead>
             <tr>
-            <th></th>
+              <th style={{ width: 32 }}></th>
               <th>Name</th>
               <th>Frequency</th>
-            <th>Amount</th>
+              <th className="col-money">Amount</th>
-            <th>Monthly</th>
+              <th className="col-money">Monthly</th>
-            <th>Annually</th>
+              <th className="col-money">Annually</th>
               <th></th>
             </tr>
           </thead>
@@ -164,11 +254,23 @@ export function IncomePage() {
                     onDelete={handleDelete}
                   />
                 ))}
+                {addingRow && (
+                  <NewIncomeRow
+                    onAdd={handleAdd}
+                    onCancel={() => setAddingRow(false)}
+                    isPending={createIncome.isPending}
+                  />
+                )}
               </tbody>
             </SortableContext>
           </DndContext>
         </table>
-      <button onClick={handleAdd} disabled={createIncome.isPending}>+ Add Row</button>
+      </div>
+      {!addingRow && (
+        <button className="btn btn-secondary" onClick={() => setAddingRow(true)}>
+          + Add Row
+        </button>
+      )}
     </div>
   );
 }

src/Budget.Client/src/pages/OutgoPage.tsx

@@ -28,9 +28,145 @@ import {
   useCreateOutgo, useUpdateOutgo, useDeleteOutgo, useReorderOutgos,
 } from '../api/outgos';
 import { createOutgoSchema, type CreateOutgoInput } from '../schemas/index';
+import { toMonthly, toAnnually } from '../utils/frequency';
 
+const fmt = new Intl.NumberFormat('en-US', { style: 'currency', currency: 'USD' });
 const OUTGO_TYPES = ['Need', 'Want', 'Save'] as const;
 
+const TYPE_BADGE: Record<string, string> = {
+  Need: 'badge badge-need',
+  Want: 'badge badge-want',
+  Save: 'badge badge-save',
+};
+
+// ---- New row form (inline at bottom of table) ----
+function NewOutgoRow({
+  categories,
+  paymentSources,
+  onAdd,
+  onCancel,
+  isPending,
+}: {
+  categories: string[];
+  paymentSources: string[];
+  onAdd: (data: CreateOutgoInput) => Promise<void>;
+  onCancel: () => void;
+  isPending: boolean;
+}) {
+  const { register, handleSubmit, control, watch, setFocus, formState: { errors, isSubmitting } } = useForm<CreateOutgoInput>({
+    resolver: zodResolver(createOutgoSchema),
+    defaultValues: {
+      name: '',
+      category: '',
+      type: 'Need',
+      frequency: 'Monthly',
+      amount: '' as unknown as number,
+      paymentSource: '',
+      notes: '',
+    },
+  });
+
+  useEffect(() => { setFocus('name'); }, [setFocus]);
+
+  const watchedAmount = watch('amount');
+  const watchedFrequency = watch('frequency');
+  const preview = Number.isFinite(watchedAmount) && watchedAmount > 0
+    ? { monthly: toMonthly(watchedAmount, watchedFrequency), annually: toAnnually(watchedAmount, watchedFrequency) }
+    : null;
+
+  const onKeyDown = (e: React.KeyboardEvent) => {
+    if (e.key === 'Escape') onCancel();
+  };
+
+  return (
+    <tr onKeyDown={onKeyDown} style={{ background: 'var(--green-50)', outline: '2px solid var(--green-300)', outlineOffset: '-1px' }}>
+      <td className="col-drag" />
+      <td>
+        <input placeholder="Name" {...register('name')} />
+        {errors.name && <span className="field-error">{errors.name.message}</span>}
+      </td>
+      <td>
+        <Controller
+          control={control}
+          name="category"
+          render={({ field }) => (
+            <AutocompleteInput
+              value={field.value ?? ''}
+              onChange={field.onChange}
+              suggestions={categories}
+              placeholder="Category"
+            />
+          )}
+        />
+      </td>
+      <td>
+        <select {...register('type')}>
+          {OUTGO_TYPES.map(t => <option key={t} value={t}>{t}</option>)}
+        </select>
+      </td>
+      <td>
+        <Controller
+          control={control}
+          name="frequency"
+          render={({ field }) => (
+            <FrequencySelect value={field.value} onChange={field.onChange} />
+          )}
+        />
+      </td>
+      <td>
+        <input
+          type="number"
+          step="0.01"
+          min="0.01"
+          placeholder="0.00"
+          style={{ width: '100px' }}
+          {...register('amount', { valueAsNumber: true })}
+        />
+        {errors.amount && <span className="field-error">{errors.amount.message}</span>}
+      </td>
+      <td className="col-money" style={{ color: preview ? 'var(--color-positive)' : 'var(--color-text-faint)' }}>
+        {preview ? fmt.format(preview.monthly) : '—'}
+      </td>
+      <td className="col-money" style={{ color: preview ? 'var(--color-positive)' : 'var(--color-text-faint)' }}>
+        {preview ? fmt.format(preview.annually) : '—'}
+      </td>
+      <td className="col-pct" style={{ color: 'var(--color-text-faint)' }}>—</td>
+      <td>
+        <Controller
+          control={control}
+          name="paymentSource"
+          render={({ field }) => (
+            <AutocompleteInput
+              value={field.value ?? ''}
+              onChange={field.onChange}
+              suggestions={paymentSources}
+              placeholder="Payment source"
+            />
+          )}
+        />
+      </td>
+      <td>
+        <input placeholder="Notes" {...register('notes')} />
+      </td>
+      <td className="col-actions">
+        <div style={{ display: 'flex', gap: '4px' }}>
+          <button
+            className="btn btn-primary btn-sm"
+            onClick={handleSubmit(onAdd)}
+            disabled={isSubmitting || isPending}
+          >
+            Add
+          </button>
+          <button className="btn btn-secondary btn-sm" onClick={onCancel}>
+            Cancel
+          </button>
+        </div>
+      </td>
+    </tr>
+  );
+}
+
+// ---- Existing row (edit in place) ----
 function SortableRow({
   outgo,
   categories,
@@ -84,10 +220,10 @@ function SortableRow({
   if (editing) {
     return (
       <tr ref={setNodeRef} style={style}>
-        <td>⠿</td>
+        <td className="col-drag">⠿</td>
         <td>
           <input {...register('name')} />
-          {errors.name && <span style={{ color: 'red', fontSize: '0.8rem' }}>{errors.name.message}</span>}
+          {errors.name && <span className="field-error">{errors.name.message}</span>}
         </td>
         <td>
           <Controller
@@ -119,11 +255,11 @@ function SortableRow({
         </td>
         <td>
           <input type="number" step="0.01" {...register('amount', { valueAsNumber: true })} />
-          {errors.amount && <span style={{ color: 'red', fontSize: '0.8rem' }}>{errors.amount.message}</span>}
+          {errors.amount && <span className="field-error">{errors.amount.message}</span>}
         </td>
-        <td></td>
+        <td className="col-money">—</td>
-        <td></td>
+        <td className="col-money">—</td>
-        <td></td>
+        <td className="col-pct">—</td>
         <td>
           <Controller
             control={control}
@@ -139,9 +275,11 @@ function SortableRow({
           />
         </td>
         <td><input {...register('notes')} /></td>
-        <td>
+        <td className="col-actions">
-          <button onClick={handleSubmit(onSubmit)} disabled={isSubmitting}>Save</button>
+          <div style={{ display: 'flex', gap: '4px' }}>
-          <button onClick={cancel}>Cancel</button>
+            <button className="btn btn-primary btn-sm" onClick={handleSubmit(onSubmit)} disabled={isSubmitting}>Save</button>
+            <button className="btn btn-secondary btn-sm" onClick={cancel}>Cancel</button>
+          </div>
         </td>
       </tr>
     );
@@ -149,25 +287,31 @@ function SortableRow({
 
   return (
     <tr ref={setNodeRef} style={style}>
-      <td {...attributes} {...listeners} style={{ cursor: 'grab' }}>⠿</td>
+      <td className="col-drag" {...attributes} {...listeners}>⠿</td>
-      <td onClick={startEdit}>{outgo.name}</td>
+      <td onClick={startEdit} style={{ cursor: 'pointer' }}>{outgo.name}</td>
-      <td onClick={startEdit}>{outgo.category}</td>
+      <td onClick={startEdit} style={{ cursor: 'pointer' }}>{outgo.category}</td>
-      <td onClick={startEdit}>{outgo.type}</td>
+      <td onClick={startEdit} style={{ cursor: 'pointer' }}>
-      <td onClick={startEdit}>{outgo.frequency}</td>
+        <span className={TYPE_BADGE[outgo.type] ?? 'badge'}>{outgo.type}</span>
-      <td onClick={startEdit}><MoneyDisplay value={outgo.amount} /></td>
+      </td>
-      <td><MoneyDisplay value={outgo.monthly} /></td>
+      <td onClick={startEdit} style={{ cursor: 'pointer' }}>{outgo.frequency}</td>
-      <td><MoneyDisplay value={outgo.annually} /></td>
+      <td className="col-money" onClick={startEdit} style={{ cursor: 'pointer' }}><MoneyDisplay value={outgo.amount} /></td>
-      <td>{outgo.monthlyPercent.toFixed(1)}%</td>
+      <td className="col-money"><MoneyDisplay value={outgo.monthly} /></td>
-      <td onClick={startEdit}>{outgo.paymentSource}</td>
+      <td className="col-money"><MoneyDisplay value={outgo.annually} /></td>
-      <td onClick={startEdit}>{outgo.notes}</td>
+      <td className="col-pct">{outgo.monthlyPercent.toFixed(1)}%</td>
-      <td><button onClick={() => onDelete(outgo.id)}>Delete</button></td>
+      <td onClick={startEdit} style={{ cursor: 'pointer' }}>{outgo.paymentSource}</td>
+      <td onClick={startEdit} style={{ cursor: 'pointer' }}>{outgo.notes}</td>
+      <td className="col-actions">
+        <button className="btn btn-danger btn-sm" onClick={() => onDelete(outgo.id)}>Delete</button>
+      </td>
     </tr>
   );
 }
 
+// ---- Page ----
 export function OutgoPage() {
   const { id: budgetId } = useParams<{ id: string }>();
   const sensors = useSensors(useSensor(PointerSensor));
+  const [addingRow, setAddingRow] = useState(false);
 
   const { data: outgos = [], isLoading } = useOutgos(budgetId!);
   const { data: categories = [] } = useCategories(budgetId!);
@@ -198,16 +342,17 @@ export function OutgoPage() {
     deleteOutgo.mutate(id);
   };
 
-  const handleAdd = () => {
+  const handleAdd = async (data: CreateOutgoInput) => {
-    createOutgo.mutate({
+    await createOutgo.mutateAsync({
-      name: 'New Outgo',
+      name: data.name,
-      category: null,
+      category: data.category || null,
-      type: 'Need',
+      type: data.type,
-      frequency: 'Monthly',
+      frequency: data.frequency,
-      amount: 0,
+      amount: data.amount,
-      paymentSource: null,
+      paymentSource: data.paymentSource || null,
-      notes: null,
+      notes: data.notes || null,
     });
+    setAddingRow(false);
   };
 
   const handleDragEnd = (event: DragEndEvent) => {
@@ -226,19 +371,19 @@ export function OutgoPage() {
     <div>
       <BudgetNav />
       <h1>Outgo</h1>
-      <div style={{ overflowX: 'auto' }}>
+      <div className="table-wrapper">
         <table>
           <thead>
             <tr>
-              <th></th>
+              <th style={{ width: 32 }}></th>
               <th>Name</th>
               <th>Category</th>
               <th>Type</th>
               <th>Frequency</th>
-              <th>Amount</th>
+              <th className="col-money">Amount</th>
-              <th>Monthly</th>
+              <th className="col-money">Monthly</th>
-              <th>Annually</th>
+              <th className="col-money">Annually</th>
-              <th>Monthly%</th>
+              <th className="col-pct">Monthly%</th>
               <th>Payment Source</th>
               <th>Notes</th>
               <th></th>
@@ -257,12 +402,25 @@ export function OutgoPage() {
                     onDelete={handleDelete}
                   />
                 ))}
+                {addingRow && (
+                  <NewOutgoRow
+                    categories={categories}
+                    paymentSources={paymentSources}
+                    onAdd={handleAdd}
+                    onCancel={() => setAddingRow(false)}
+                    isPending={createOutgo.isPending}
+                  />
+                )}
               </tbody>
             </SortableContext>
           </DndContext>
         </table>
       </div>
-      <button onClick={handleAdd} disabled={createOutgo.isPending}>+ Add Row</button>
+      {!addingRow && (
+        <button className="btn btn-secondary" onClick={() => setAddingRow(true)}>
+          + Add Row
+        </button>
+      )}
     </div>
   );
 }

src/Budget.Client/src/pages/SettingsPage.tsx

@@ -62,58 +62,65 @@ export function SettingsPage() {
     shareForm.reset({ email: '', permission: 'View' });
   };
 
-  if (!budget) return <div>Loading...</div>;
+  if (!budget) return <><BudgetNav /><div className="loading-text">Loading…</div></>;
 
   return (
     <div>
       <BudgetNav />
       <h1>Settings</h1>
 
-      <section style={{ marginBottom: '2rem' }}>
+      <div className="card" style={{ maxWidth: '480px' }}>
-        <h2>Rename Budget</h2>
+        <div className="section-title">Rename Budget</div>
-        <form onSubmit={renameForm.handleSubmit(onRename)} style={{ display: 'flex', gap: '8px', alignItems: 'flex-start' }}>
+        <form onSubmit={renameForm.handleSubmit(onRename)}>
-          <div>
+          <div className="form-field" style={{ marginBottom: '0.75rem' }}>
-            <input {...renameForm.register('name')} />
+            <label htmlFor="budget-rename">Budget name</label>
+            <input id="budget-rename" {...renameForm.register('name')} />
             {renameForm.formState.errors.name && (
-              <span style={{ color: 'red', display: 'block', fontSize: '0.85rem' }}>
+              <span className="field-error">{renameForm.formState.errors.name.message}</span>
-                {renameForm.formState.errors.name.message}
-              </span>
             )}
           </div>
-          <button type="submit" disabled={renameForm.formState.isSubmitting || updateBudget.isPending}>Save</button>
-        </form>
-      </section>
-
-      <section style={{ marginBottom: '2rem' }}>
-        <h2>Effective Tax Rate</h2>
-        <form onSubmit={taxForm.handleSubmit(onSaveTaxRate)}>
-          <label>
-            Rate (%){' '}
-            <input
-              type="number"
-              min="0"
-              max="99"
-              {...taxForm.register('effectiveTaxRate', { valueAsNumber: true })}
-              style={{ width: '60px' }}
-            />
           <button
             type="submit"
-              disabled={taxForm.formState.isSubmitting || updateTaxRate.isPending}
+            className="btn btn-primary btn-sm"
-              style={{ marginLeft: '8px' }}
+            disabled={renameForm.formState.isSubmitting || updateBudget.isPending}
           >
             Save
           </button>
-          </label>
+        </form>
+      </div>
+
+      <div className="card" style={{ maxWidth: '480px' }}>
+        <div className="section-title">Effective Tax Rate</div>
+        <form onSubmit={taxForm.handleSubmit(onSaveTaxRate)}>
+          <div style={{ display: 'flex', alignItems: 'center', gap: '0.5rem', marginBottom: '0.5rem' }}>
+            <label htmlFor="tax-rate-settings">Rate (%)</label>
+            <input
+              id="tax-rate-settings"
+              type="number"
+              min="0"
+              max="99"
+              style={{ width: '72px' }}
+              {...taxForm.register('effectiveTaxRate', { valueAsNumber: true })}
+            />
+            <button
+              type="submit"
+              className="btn btn-primary btn-sm"
+              disabled={taxForm.formState.isSubmitting || updateTaxRate.isPending}
+            >
+              Save
+            </button>
+          </div>
           {taxForm.formState.errors.effectiveTaxRate && (
-            <span style={{ color: 'red', display: 'block', fontSize: '0.85rem' }}>
+            <span className="field-error">{taxForm.formState.errors.effectiveTaxRate.message}</span>
-              {taxForm.formState.errors.effectiveTaxRate.message}
-            </span>
           )}
         </form>
-      </section>
+      </div>
 
-      <section>
+      <div className="card">
-        <h2>Sharing</h2>
+        <div className="section-title">Sharing</div>
+
+        {shares.length > 0 && (
+          <div className="table-wrapper" style={{ marginBottom: '1rem' }}>
             <table>
               <thead>
                 <tr>
@@ -136,32 +143,49 @@ export function SettingsPage() {
                         <option value="Edit">Edit</option>
                       </select>
                     </td>
-                <td>{s.isPending ? <em>Pending</em> : 'Active'}</td>
+                    <td>
-                <td><button onClick={() => revokeShare.mutate(s.id)}>Revoke</button></td>
+                      {s.isPending
+                        ? <span className="badge" style={{ background: 'var(--amber-100)', color: '#92400e' }}>Pending</span>
+                        : <span className="badge badge-save">Active</span>}
+                    </td>
+                    <td className="col-actions">
+                      <button className="btn btn-danger btn-sm" onClick={() => revokeShare.mutate(s.id)}>Revoke</button>
+                    </td>
                   </tr>
                 ))}
               </tbody>
             </table>
+          </div>
+        )}
 
-        <form
+        <form onSubmit={shareForm.handleSubmit(onAddShare)}>
-          onSubmit={shareForm.handleSubmit(onAddShare)}
+          <div className="form-row" style={{ flexWrap: 'wrap' }}>
-          style={{ marginTop: '1rem', display: 'flex', gap: '8px', alignItems: 'flex-start' }}
+            <div className="form-field" style={{ flex: '1 1 200px' }}>
-        >
+              <label htmlFor="share-email">Email address</label>
-          <div>
+              <input id="share-email" type="email" placeholder="user@example.com" {...shareForm.register('email')} />
-            <input placeholder="Email address" {...shareForm.register('email')} />
               {shareForm.formState.errors.email && (
-              <span style={{ color: 'red', display: 'block', fontSize: '0.85rem' }}>
+                <span className="field-error">{shareForm.formState.errors.email.message}</span>
-                {shareForm.formState.errors.email.message}
-              </span>
               )}
             </div>
-          <select {...shareForm.register('permission')}>
+            <div className="form-field">
+              <label htmlFor="share-permission">Permission</label>
+              <select id="share-permission" {...shareForm.register('permission')}>
                 <option value="View">View</option>
                 <option value="Edit">Edit</option>
               </select>
-          <button type="submit" disabled={shareForm.formState.isSubmitting || addShare.isPending}>Add Share</button>
+            </div>
+            <div style={{ display: 'flex', alignItems: 'flex-end' }}>
+              <button
+                type="submit"
+                className="btn btn-primary"
+                disabled={shareForm.formState.isSubmitting || addShare.isPending}
+              >
+                Add Share
+              </button>
+            </div>
+          </div>
         </form>
-      </section>
+      </div>
     </div>
   );
 }

src/Budget.Client/src/pages/SummaryPage.tsx

@@ -9,6 +9,12 @@ import { updateTaxRateSchema, type UpdateTaxRateInput } from '../schemas/index';
 
 const fmt = new Intl.NumberFormat('en-US', { style: 'currency', currency: 'USD' });
 
+const TYPE_BADGE: Record<string, string> = {
+  Need: 'badge badge-need',
+  Want: 'badge badge-want',
+  Save: 'badge badge-save',
+};
+
 export function SummaryPage() {
   const { id: budgetId } = useParams<{ id: string }>();
   const { data: summary } = useSummary(budgetId!);
@@ -29,87 +35,92 @@ export function SummaryPage() {
     await updateTaxRate.mutateAsync(data.effectiveTaxRate / 100);
   };
 
-  if (!summary) return <div>Loading...</div>;
+  if (!summary) return <><BudgetNav /><div className="loading-text">Loading…</div></>;
 
   return (
     <div>
       <BudgetNav />
       <h1>Summary</h1>
 
-      <div style={{ display: 'flex', gap: '2rem', marginBottom: '1.5rem' }}>
+      <div className="summary-stats">
-        <div>
+        <div className="summary-stat">
-          <div style={{ fontSize: '0.85rem', color: '#666' }}>Monthly Income</div>
+          <div className="summary-stat-label">Monthly Income</div>
-          <div style={{ fontSize: '1.5rem', fontWeight: 'bold' }}>
+          <div className="summary-stat-value"><MoneyDisplay value={summary.monthlyIncome} /></div>
-            <MoneyDisplay value={summary.monthlyIncome} />
-          </div>
-        </div>
-        <div>
-          <div style={{ fontSize: '0.85rem', color: '#666' }}>Annual Income</div>
-          <div style={{ fontSize: '1.5rem', fontWeight: 'bold' }}>
-            <MoneyDisplay value={summary.annualIncome} />
         </div>
+        <div className="summary-stat">
+          <div className="summary-stat-label">Annual Income</div>
+          <div className="summary-stat-value"><MoneyDisplay value={summary.annualIncome} /></div>
         </div>
       </div>
 
+      <div className="table-wrapper">
         <table>
           <thead>
             <tr>
               <th>Type</th>
-            <th>Monthly Total</th>
+              <th className="col-money">Monthly Total</th>
-            <th>Annual Total</th>
+              <th className="col-money">Annual Total</th>
-            <th>% of Income</th>
+              <th className="col-pct">% of Income</th>
-            <th>Max Amount (target%)</th>
+              <th className="col-money">Max (target%)</th>
-            <th>Remaining</th>
+              <th className="col-money">Remaining</th>
             </tr>
           </thead>
           <tbody>
             {summary.breakdown.map(row => (
               <tr key={row.type}>
                 <td>
+                  <span className={TYPE_BADGE[row.type] ?? 'badge'}>
                     {row.type}
-                {row.targetPercent != null && (
+                    {row.targetPercent != null && ` (${row.targetPercent}%)`}
-                  <span title={`Target: ${row.targetPercent}%`} style={{ marginLeft: '4px', cursor: 'help', color: '#888' }}>ⓘ</span>
+                  </span>
-                )}
+                </td>
+                <td className="col-money"><MoneyDisplay value={row.total} /></td>
+                <td className="col-money"><MoneyDisplay value={row.annually} /></td>
+                <td className="col-pct">{row.percent.toFixed(1)}%</td>
+                <td className="col-money">{row.maxAmount != null ? fmt.format(row.maxAmount) : '—'}</td>
+                <td className="col-money" style={{ color: row.remaining != null && row.remaining < 0 ? 'var(--color-negative)' : undefined }}>
+                  {row.remaining != null ? fmt.format(row.remaining) : '—'}
                 </td>
-              <td><MoneyDisplay value={row.total} /></td>
-              <td><MoneyDisplay value={row.annually} /></td>
-              <td>{row.percent.toFixed(1)}%</td>
-              <td>{row.maxAmount != null ? fmt.format(row.maxAmount) : '—'}</td>
-              <td>{row.remaining != null ? fmt.format(row.remaining) : '—'}</td>
               </tr>
             ))}
           </tbody>
         </table>
+      </div>
 
-      <div style={{ marginTop: '2rem' }}>
+      <div className="card" style={{ maxWidth: '480px' }}>
-        <h2>Pre-Tax Income</h2>
+        <div className="section-title">Pre-Tax Income</div>
-        <form onSubmit={handleSubmit(onSaveTaxRate)}>
+        <form onSubmit={handleSubmit(onSaveTaxRate)} style={{ marginBottom: '0.875rem' }}>
-          <label>
+          <div style={{ display: 'flex', alignItems: 'center', gap: '0.5rem', flexWrap: 'wrap' }}>
-            Effective Tax Rate (%){' '}
+            <label htmlFor="tax-rate">Effective Tax Rate (%)</label>
             <input
+              id="tax-rate"
               type="number"
               min="0"
               max="99"
+              style={{ width: '72px' }}
               {...register('effectiveTaxRate', { valueAsNumber: true })}
-              style={{ width: '60px' }}
             />
             <button
               type="submit"
+              className="btn btn-primary btn-sm"
               disabled={isSubmitting || updateTaxRate.isPending}
-              style={{ marginLeft: '8px' }}
             >
               {updateTaxRate.isPending ? 'Saving…' : 'Save'}
             </button>
-          </label>
+          </div>
           {errors.effectiveTaxRate && (
-            <span style={{ color: 'red', display: 'block', fontSize: '0.85rem' }}>
+            <span className="field-error">{errors.effectiveTaxRate.message}</span>
-              {errors.effectiveTaxRate.message}
-            </span>
           )}
         </form>
-        <div style={{ marginTop: '0.75rem' }}>
+        <div style={{ display: 'flex', flexDirection: 'column', gap: '0.375rem', fontSize: '0.9rem' }}>
-          <div>Minimum Annual Gross: <strong><MoneyDisplay value={summary.preTaxIncome.minimumAnnualGross} /></strong></div>
+          <div>
-          <div>Minimum Monthly Gross: <strong><MoneyDisplay value={summary.preTaxIncome.minimumMonthlyGross} /></strong></div>
+            <span style={{ color: 'var(--color-text-muted)' }}>Minimum Annual Gross: </span>
+            <strong className="font-mono"><MoneyDisplay value={summary.preTaxIncome.minimumAnnualGross} /></strong>
+          </div>
+          <div>
+            <span style={{ color: 'var(--color-text-muted)' }}>Minimum Monthly Gross: </span>
+            <strong className="font-mono"><MoneyDisplay value={summary.preTaxIncome.minimumMonthlyGross} /></strong>
+          </div>
         </div>
       </div>
     </div>

src/Budget.Client/src/utils/frequency.ts

@@ -0,0 +1,21 @@
+import type { Frequency } from '../types';
+
+const MONTHLY_FACTOR: Record<Frequency, number> = {
+  Biennial:       1 / 24,
+  Annually:       1 / 12,
+  Biannually:     2 / 12,
+  Quarterly:      4 / 12,
+  EveryTwoMonths: 6 / 12,
+  Monthly:        1,
+  SemiMonthly:    2,
+  Biweekly:       26 / 12,
+  Weekly:         52 / 12,
+};
+
+export function toMonthly(amount: number, frequency: Frequency): number {
+  return amount * (MONTHLY_FACTOR[frequency] ?? 1);
+}
+
+export function toAnnually(amount: number, frequency: Frequency): number {
+  return toMonthly(amount, frequency) * 12;
+}